Spotlight on Offset Mortgages

Many borrowers are tuning in to the benefits of offset mortgages, due to a combination of poor savings rates and concerns over possible increases in mortgage rates.

Lots of our clients express a wish to pay more off their mortgages, and are looking at other alternatives to just making overpayments into their standard fixed or tracker deal.

Offsets have a lot of positives for people at the moment  - they allow your savings to work hard against your mortgage, but you also retain easy access to them.   With the poor returns people are getting on their savings currently, they are seriously looking at alternative ways of using their capital to best effect.

We would be delighted to talk to you about this option for your mortgage so, if you are interested in learning more, please call or email us now so that we can discuss your options.